stocks - Dr. Hacker Nomad

Upcoming Personal Finance Guide: How I earned 3 million points in 3 years and why I only keep $1 in my bank

November 22, 2023November 19, 2023 by Dr. Hacker Nomad

Keep an eye out for the next upcoming article about:

Why I only keep $1 in bank accounts but can get a million dollars in cash instantly.
How I invest 100% of all my savings in stocks and the breakdown of my portfolio.
Personal finance tips especially when traveling internationally.
Why I haven’t legally married my wife yet and how we save taxes by being domestic partners instead.
How I got 20 credit cards in 3 years and earned 3 million points while still increasing my credit score.
How I redeemed the points for $100,000 worth of free hotels and business class flights.

November 22, 2023November 19, 2023 by Dr. Hacker Nomad

In this upcoming article I’ll talk about:

How I saved over a million dollars by age 27 after working for only 3 years.
How I reached FIRE (Financial Independence, Retire Early) at age 29.
What it was like working at the top tech company in Silicon Valley vs the biggest firm on Wall Street.
Negotiation techniques I used to double my pay each time I switched jobs.
My strategies for investing in the stock market and how I made over $400,000 in capital gains.
What life is like after retiring from corporate life.

2011	Ranked in the top 0.1% in India and joined IIT Bombay at age 17
2014	Visited the US for a paid internship and published first paper at age 19
2015	Moved to the US at age 21 to start Masters + PhD in Astrophysics
2016	Pioneered AI in research field and won $90,000 in fellowships and awards
2017	Figured out how to work in industry during PhD making six-figure income
2017	Co-authored 80+ publications with 50,000 citations (1000+ as first-author)
2018	Got MS degree at age 23 and finished PhD one year later at age 24
2018	Hired by the top tech company in Silicon Valley as an AI scientist
2019	Met my future wife at work (also an AI scientist, who got her PhD at 25)
2019	Started investing and trading stocks, made over 100% returns in one year
2020	Hired by the biggest firm on Wall Street at age 26, doubling my income
2020	Began traveling and living in hotels with my wife while working remotely
2021	Got rid of all my possessions except for 10lb (4.5kg) of stuff in a backpack
2021	Started hacking points and hotel statuses (saving $100,000 in next 3 years)
2021	Reached my first one million dollars in savings at age 27
2022	Became a US non-resident and sold stocks paying $0 capital gains taxes
2022	Awarded the extraordinary ability O-1 visa to work in the US
2023	Lived in 25 countries in 3 years, spending less than $35,000 per year
2023	Retired at age 29 after reaching financial independence (FIRE)
2023	Became CEO of an AI startup that I co-founded with 3 of my friends